Buy to let mortgages
(VErhuurhypotheek)

Investing in property and generating a steady stream of rental income, a buy-to-let mortgage could be the perfect solution for you. A buy-to-let mortgage is specifically designed for individuals who want to purchase a property with the intention of renting it out to tenants.

With a buy-to-let mortgage, you can finance the purchase of a property and benefit from the rental income it generates, potentially providing a stable and reliable long-term investment. The amount you can borrow and the interest rates you’ll be offered will depend on a range of factors, including your credit score, the value of the property, and your rental income projections.

It’s important to note that buy-to-let mortgages typically require a larger deposit than standard residential mortgages, usually around 25% of the property’s value. You’ll also need to show that the rental income you expect to receive will cover the mortgage repayments, as lenders will typically assess the affordability of the loan based on the expected rental income rather than your personal income.

However, with the potential for rental income and capital appreciation of the property, a buy-to-let mortgage can be a smart investment choice for those looking to grow their wealth over the long-term. If you’re interested in exploring your options, it’s always a good idea to speak to a mortgage advisor who can guide you through the process and help you find the right product to meet your needs.

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